CAF Member - DoD Sponsored Position
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Your Coverage
- TRICARE Prime equivalent - no enrollment fees, deductibles, or co-pays
- Primary care at the MTF
- NATO SOFA protection for healthcare access
Geographic Coverage Differences
Canada and the US have a Reciprocal Health Care Agreement that causes some minor variations on who is responsible to pay for types of care based upon the state you are located in. To clarify this, we break down into RHCA States and Non-RHCA States.
RHCA States
California, Hawaii, Maryland, Texas, Virginia, Washington State, and Washington D.C. are included within the RHCA between the DoD and DND.- Covered by TRICARE
- Inpatient care at Military Treatment Facilities (MTFs)*
- Outpatient care at MTFs
- Dental care at MTFs (to same extent as U.S. military)
- *Subsistence fees: You can expect ~$25/day for meals during hospital stays (TRICARE will not pay this fee). These items can be claimed through CF H Svcs Det Washington Team.
- Not covered by TRICARE
- Inpatient care at civilian hospitals. Member's will be Self-Pay and claim through CF H Svcs Det Washington.
Non-RHCA States (All other U.S. states)
- Covered by TRICARE
- Outpatient care at MTFs
- Outpatient care at civilian providers referred by MTF
- Dental care at MTFs
- Not covered by TRICARE
- Inpatient care billed at reimbursement rate claimed through CF H Svcs Det Washington Team.
- Inpatient care at civilian hospitals. Member's will be Self-Pay and claim through CF H Svcs Det Washington.
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Registering for Care
Step-by-Step DEERS and MTF Registration Process
Information compiled from multiple project sources as noted belowPre-Registration Document Checklist
Required Documents:- Official posting message/orders (showing DoD sponsorship)
- Canadian military ID
- Valid passport
- Sponsorship letter (received upon arrival)
- Medical records from Canada (any you brought)
- Current medications list
- Dependant information - marriage and birth certificates
STEP 1: DEERS Registration
Where to Go- Personnel Office
- DEERS Office
- ID Card Facility
- Base Visitor Center (they can direct you)
When to Go
- Once you have received your sponsorship letter at posting
- Business hours (typically 0800-1600)
- Allow 1-2 hours for complete process
What Happens During DEERS Registration
- Information entered into DEERS system
- Eligibility verified for DoD benefits
- DoD ID card issued (photo taken on-site)
- Foreign Identification Number (FIN) assigned ⚠️ WRITE THIS DOWN - not printed on card but essential
Critical Verification Points:
- Correct Health Care Delivery Program (HCDP) Code: Members must be registered as HCDP 011 "Direct Care for CONUS DoD Affiliates." Dependents must be registered as HCDP 012 "TRICARE Standard for CONUS DoD Affiliates." The DoD ID will state "Foreign Affiliate Military" and on the back state "Outpatient Direct Care at no charge; inpatient direct care on a fully reimbursable basis."
- FIN recorded: This number is essential for verification of information in the future and not available on your card
STEP 2: MTF Registration
Where to Go
MTF Patient Administration Department
- Usually in main hospital/clinic building
- Ask at information desk if unclear
- May be called "Patient Registration" or "Enrollment"
When to Go
- After DEERS registration complete (must have DoD ID)
- Within first week of DEERS completion
- Allow 30-60 minutes
What to Bring
- DoD ID card (just received from DEERS)
- Medical records from Canada (any you brought)
- Copy of sponsorship letter (provided at duty location)
What May Happen During MTF Registration
- Registration paperwork completed
- Patient database enrollment
- Clinic assignment (rostered to clinic, not individual doctor)
- Local procedures briefing
- Appointment booking instructions
Key Information to Record
- MTF appointment line
- Patient Administration contact
- Emergency/After-hours number
- Your clinic assignment (if given)
Post-Registration Actions
Immediate Verification (Same Day)
- Test appointment booking (try to schedule routine appointment)
- When booking an appointment
- Save key phone numbers in phone
- Confirm all systems working correctly
Within One Week
- Schedule initial appointment with assigned clinic
- Set up MHS Genesis account (Important: It is recommended to only register and access MHS Genesis Portal from your home computer. Access can be problematic from a DWAN computer)
- Set up Humana or TriWest account this can be used to check referrals and download Explanation of Benefits (EOB)
Registration Complete Checklist
You can use this guide as verification that you have completed your registration to access care:DEERS Complete When You Have:
- DoD ID card in hand
- FIN numbers recorded
- All information verified correct with DEERS profile
MTF Complete When You Can:
- Successfully book appointments
- Access MTF pharmacy
- Contact clinic directly
- Log-in to MHS Genesis
- Log-in to Humana or TriWest account
- Explain coverage to outside providers
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Prescription Coverage
MTF Pharmacy
- Always use MTF Pharmacy first
- Free for all covered medications
- Same formulary access as U.S. military
- No co-pays or restrictions
Off-Base Pharmacy
- To be used only when prescriptions not available on-base or you are not co-located within 50 miles of the nearest MTF
- No routine TRICARE coverage for off-base pharmacy for foreign military
- Contact CF H Svcs Det Washington Team if required to fill off base, ideally prior to filling prescriptions.
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Referrals & Specialty Care
- Get a referral from MTF primary care - there is no coverage for self-referral to specialists
- Wait 72 hours - For referral manager approval
- Book with approved specialist - Follow referral instructions
- If you need to find your own specialist, you can look online for a TRICARE Network Provider using their search tool for you region
- TRICARE East Network Providers
- TRICARE West Network Providers
- Present DoD ID to specialist - No authorization needed once referred
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Travel Coverage
Within the U.S.
- TRICARE Coverage follows you to any state
- Present DoD ID at any MTF or for emergency care
- RHCA vs Non-RHCA rules apply based on where you receive care
Outside the U.S.
- No TRICARE coverage outside U.S. borders
- Use Blue Cross for emergency medical coverage while traveling
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Optometry Services
CAF members are generally only eligible to purchase eyewear every 2 years - any purchase made prior will not be reimbursable.
Procedure
- Log on to your Blue Cross Portal (www.medavie.bluecross.ca/myinfo) to determine when your last eyewear purchase was. You must purchase your new eyewear after 2 years has passed from the date listed in your portal.
- Contact the CFMLO for approval to purchase eyewear. Once approval is provided, you can purchase eyewear as per the approved amounts. Generally, there is no entitlement to purchase contact lenses.
- Submit claim (consisting of CFMLO approval, invoice, receipts and CF52 claim form) to the HS Med Admin inbox: CDLSW-MedicalAdmin-ELFCW-AdminMedical@forces.gc.ca.
Important
- Pers requesting any eyewear (i.e., regular glasses, sunglasses, BEW inserts, etc.) should read CF H Svcs Gp Instruction 4020-05 Optical Services first, and then follow up with the CFMLO.
- The entitlement is for 2-years despite lost/broken eyewear OR change in prescription. Only eligible eyewear will be reimbursed (as per ref).
- You are entitle to a max reimbursement of $600 CAD - members will be out of pocket for expenses beyond their entitlement.
- Members with access to an MTF shall use MTF optical services for eye exams. Members requiring civilian resources for optometry exams need justification and authorization from the CFMLO (or Tricare) prior to using civilian optical services.
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Common Problems & Solutions
Problem: Provider doesn't recognize TRICARE participant status
Solution:- First, verify that your DEERS registration is correct
- Contact your local BCAC for provider education assistance
Problem: Unexpected bills or claim denials
Solution:- Contact local BCAC first - they're your best resource
- If unresolved, contact CF H Svcs HQ Det Washington Team